Can I initiate or receive an RTGS transfer through IDFC First Bank even after regular banking hours, including late evenings, weekends, or public holidays, or is the service restricted to specific working hours set by the bank or RBI?
I faced the same doubt once when I needed to transfer money late, here is what i got to know.
Can RTGS be done after banking hours in IDFC First Bank?
Yes, you can do RTGS after banking hours in IDFC First Bank if you use the mobile app or net banking. NetBanking and mobile banking works for 24/7 even at night. During holidays only online RTGS works while the bank branch counter are not available after banking hours.
Tips for Late-Night RTGS Transfers
| Tip | Benefit |
|---|---|
| Double-check account & IFSC | Prevents failed transfers |
| Save the UTR number | Helps track the payment later |
| Use good internet | Reduces transaction errors |
| Prefer app over browser | Faster and smoother experience |