I usually get time to do banking only after work, so can I still make an RTGS transfer from my Kotak Mahindra Bank account after branch working hours, and will it be processed instantly or only on the next working day?
Can RTGS be done after banking hours in Kotak Mahindra Bank?
Yes, you can do RTGS after banking hours in Kotak Mahindra Bank only through online modes such as:
- Kotak Mobile Banking App
- Net Banking
From my experience, RTGS works even at night or when the bank is closed, because NetBanking and mobile banking works for 24/7 even at night. During holidays only online RTGS works while the bank branch counter are not available after banking hours.
Important RTGS Helpful Facts
| Topic | Details |
|---|---|
| Beneficiary activation time | Can take up to 30 minutes after adding |
| Fastest processing time | Usually when done before 10 PM |
| Most common failure reason | Wrong account number or IFSC |
| Best for urgent transfer | RTGS is faster for large payments |