Sometimes I miss the bank’s working hours and still need to transfer money urgently, so can anyone tell me if RTGS can be done after banking hours in Punjab National Bank (PNB) through net banking or the PNB One app, and will it process instantly at night or only on the next working day?
Last month I needed to send an urgent payment after bank closing time, and that’s when I learned this clearly.
Can RTGS be done after banking hours in Punjab National Bank (PNB)?
Yes, PNB allows RTGS after banking hours. It works 24 hours, 7 days a week even nights, Sundays, holidays. You can do it through PNB One app or net banking. It can’t be done at the physical branch after closing hours.
PNB Online Transfer Features You Should Know (2025)
| Feature | PNB RTGS Online | PNB Branch RTGS |
|---|---|---|
| Available after banking hours | Yes | No |
| Works on holidays | Yes | No |
| Mode | PNB One / Net Banking | Bank counter |
| Speed | 15–30 mins | 30–120 mins (queue + processing) |
| Best for | Urgent big payments anytime | When internet is not available |