Can the annual fee be waived? If yes, how? In HDFC MoneyBack Credit Card?

Is there any way to get a waiver on the annual fee, and what are the conditions for eligibility?

Yes, the annual fee for the HDFC MoneyBack+ Credit Card can be waived if you spend at least ₹50,000 in a year.

How to waive the annual fee?

  • Spend at least ₹50,000 in a year

Other benefits of the HDFC MoneyBack+ Credit Card:

  • 500 Cash Points when you join the card
  • Gift vouchers worth ₹500 for spending ₹50,000 in each calendar quarter
  • 1% fuel surcharge waiver on a minimum transaction of ₹400
  • Zero lost card liability
  • Convert one-time payments into easy EMIs on big purchases

How to apply for the HDFC MoneyBack Credit Card?

  1. Go to the HDFC website
  2. Click on the “Check Eligibility” button
  3. Fill out the form to see if you are eligible for the card
  4. If you are eligible, you can apply for the card
  5. Enter the necessary information and documents, and then press the “Submit” button