Hey everyone!
I’m planning to add money to my MobiKwik Wallet using my credit card and was wondering if this is allowed and whether any charges apply. Can we load our wallet using a credit card, and if yes, does MobiKwik charge a convenience fee for it?
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Yes, you can add money to your MobiKwik Wallet using a credit card. Absolutely, MobiKwik supports wallet top-ups via credit cards.
MobiKwik typically charges a 2.5% + GST fee (around 2.95% total) when you load money using a credit card.
Sometimes, MobiKwik offers benefits like free loading up to ₹1,000/month or cashback deals that reduce the effective cost.
No, adding money via credit card is not treated as a cash advance, so you won’t be charged extra bank interest—just the MobiKwik fee.
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Yes, you can add money to your MobiKwik Wallet using a credit card, but there is usually a convenience fee involved. It’s typically around 1.75 to 2 percent of the amount you load.
The exact fee may vary depending on the card issuer or offer at the time, and it will be shown before you confirm the transaction. So yes, it’s allowed, but keep an eye on the charges as it’s not free like UPI or debit card loading.