Can we recharge paytm wallet with credit card?

Payment Wallets
1

Hey guys!
I’m planning to recharge my Paytm Wallet using my credit card, and I wanted to know how can I do that and what are the different ways or methods available to do this?

1 Like
2

You can recharge your Paytm Wallet using a credit card through several convenient methods. The most common way is via the Paytm app just go to the Wallet section, tap Add Money, enter the amount, and select your credit card as the payment method.
You can also do this on the Paytm website by logging in and choosing the same options. If you have a RuPay credit card that supports UPI, you might also be able to link it to Paytm UPI and recharge the wallet using UPI itself. Additionally, Paytm offers an Auto Add Money feature, which automatically adds a set amount from your credit card when your wallet balance falls below a certain threshold.
However, keep in mind that some credit card issuers treat wallet loads as cash transactions, which may incur fees or not earn reward points so it’s best to check your card’s terms before proceeding.

3

I usually use my credit card for most payments, but I’m not sure if it works for adding money. Can we recharge a Paytm wallet using a credit card?

4

Yes, you can recharge your Paytm wallet using a credit card. It’s actually quite simple when you choose to “Add Money” in your Paytm wallet, you’ll get different payment options, and credit card is one of them.

A few things to keep in mind:

• Convenience: It lets you quickly load money into your wallet for recharges, bill payments, or shopping.

• Credit Card Rewards: If your card offers cashback or reward points, you can also earn those while adding money to Paytm.

• Charges: Sometimes, Paytm or your credit card issuer may apply a small convenience fee for wallet loading, so it’s good to check before you add a big amount.

• Usage: The added wallet balance can be used almost everywhere Paytm is accepted, including offline stores, online shopping, and bill payments.

So yes, it works—and if used smartly, it can even help you make the most of your credit card benefits.