How much Cashpoints will a cardholder earn if the cardholder does a Prepaid Card / Gift Card /Wallet load and / or Voucher purchase from 10 online merchants?
A cardholder will not earn CashPoints on Prepaid Card/ Gift Card/ Wallet Load and Voucher purchases made through the 10 online merchants eligible for the 5% cashback category on the HDFC Millennia Credit Card.
This type of transaction is excluded from cashback and rewards, as the bank typically does not award CashPoints for purchases related to gift cards, prepaid cards, wallet top-ups, or vouchers
Purchases made using prepaid cards, gift cards, wallet loads, and vouchers do not earn cash points!
Prepaid cards, gift cards, wallets (Paytm, Amazon Pay, PhonePe, etc.), or vouchers from any of the ten mentioned online retailers (Amazon, Flipkart, Swiggy, Zomato, Tata Neu, Myntra, etc.) will not qualify for the 5% cashback (CashPoints) offered to cardholders.
Reason: According to HDFC Bank’s terms and conditions, transactions falling under the categories of “wallet loads, prepaid cards, gift cards, and vouchers” are not eligible for cashback.
How Do I Check?
NetBanking > Credit Cards → Statement → Transaction Category is where you can view your transaction information and determine whether a purchase is ineligible.