CIBIL : Importance & How to Improve

CIBIL is the most well-known and most used credit bureau in India, operated by TransUnion CIBIL. Your CIBIL score is a 3 digit number ranging from 300 to 900. A score above 750, is considered to be a good score and increases your chances of Credit Cards & Loan Approval.

How is Your CIBIL Score Calculated?

:heavy_check_mark: Are you paying your EMIs and bills on time?
:heavy_check_mark: How much of your credit limit are you using?
:heavy_check_mark: Do you have a healthy mix of credit types?
:heavy_check_mark: How long have you been using credit?
:heavy_check_mark: Have you applied for too many new loans recently?

How to Check CIBIL Score for Free on Official CIBIL website

:white_check_mark: Visit CIBIL’s official website
:white_check_mark: Each year, you can get one free detailed CIBIL report
:white_check_mark: Found an error? You can dispute it online

CIBIL Customer Support

:telephone_receiver: Helpline: 1800-224-245
:e-mail: Email: [email protected]

:bulb: If you are not sure on how you can boost your CIBIL score, Let’s discuss strategies to fix and improve it. If you know how to boost CIBIL, please share your strategies and experience.