Can contactless transactions be done on the Millennia Credit Card?
Yes, contactless transactions can be done on the HDFC Millennia Credit Card.
This feature allows cardholders to make quick and secure payments by simply tapping their card on a compatible point-of-sale (POS) terminal. No need to enter a PIN for transactions up to a certain limit (usually ₹5,000, though it may vary by region). For higher amounts, a PIN may be required.
Yes, contactless payments are accepted with the HDFC Millennia Credit Card!
Important Contactless Transaction Features:
- At POS terminals that support NFC, you can tap and pay without inputting a PIN.
- No PIN is needed for transactions up to ₹5,000.
- For security purposes, you must provide your PIN for transactions exceeding ₹5,000.
- compatible with RuPay Contactless, Mastercard Contactless, and Visa PayWave networks.
A contactless transaction (often called “tap-to-pay”) means you simply tap your card (with a contactless symbol) on a compatible point-of-sale (POS) terminal.
There’s no need to insert the card or swipe it—this makes payments faster and more convenient.
Does the Millennia Credit Card support contactless payments?
Yes — the HDFC Millennia Credit Card is enabled for contactless payments.
You can check if your specific card is contactless by looking for the wireless “wave” or NFC/contactless symbol on the front of the card.
What are the limits and PIN rules?
• For amounts below ₹5,000, you generally won’t need to enter your PIN when tapping the card.
• For amounts ≥ ₹5,000, the terminal will require you to enter your card PIN for security reasons.
These limits help prevent misuse and ensure safer transactions.
Enabling or managing contactless usage
Because of regulatory and security rules, sometimes contactless usage might be disabled by default — especially for new or replaced cards.
But the good news is, you can enable or disable contactless transactions easily via HDFC’s security settings.
Here’s how:
1. Log into HDFC NetBanking → Cards → Request / Card Settings → Set limits / enable “Contactless Transactions”
2. Via HDFC’s EVA chatbot → “Manage my Credit Card” → “Contactless Transactions”
3. Via WhatsApp Banking (HDFC number) – choose the option for Contactless Transactions and follow prompts.
Once enabled, the setting typically takes effect immediately.
Here is the official HDFC page for the Millennia Credit Card for more details: