Hii, My cousin sister recently suffered a fracture in her leg due to an accident, and her doctor has recommended surgery along with hospitalization for a few days. she have an active Acko Health Insurance policy, and I would like to know if fractures are covered under her plan ?
Hello, When I fractured my leg in an accident a few months ago, I was honestly worried—not just about the pain, but also about how I’d manage the hospital bills. Luckily, I had Acko Health Insurance, and it really took a big weight off my shoulders.
From the moment I was admitted, the coverage kicked in. The hospital stay, surgery costs, medicines, and even the diagnostic tests were taken care of under my plan—as long as they were medically necessary and done at a network hospital. The pre-hospitalization tests I had to go through were also reimbursed, and the policy even covered my follow-up visits with the doctor afterwards.
Of course, I had to follow the proper process: I informed Acko right after the accident, submitted all the required documents (discharge summary, doctor’s prescription, accident report, and bills), and got the pre-authorization approved before the surgery.
The best part was the cashless facility—I didn’t have to pay anything out of pocket at the time of treatment. It was such a relief when I was already dealing with pain and recovery.
If your cousin sister’s fracture is due to an accident and requires hospitalization, Acko usually covers it. Just make sure to get treated at a recognized hospital, keep all your medical papers in order, and inform the insurer as soon as possible. Trust me, having the right coverage in moments like these makes all the difference—it lets you focus on healing instead of worrying about bills.