After experiencing severe pain recently, my doctor suspects I might have kidney stones. Before proceeding with treatment, I want to know — does Care Health Insurance cover diagnosis, hospitalization, and surgery costs for kidney stones?
A few months ago, my uncle was diagnosed with kidney stones and had to undergo laser surgery. He was covered under Care Health Insurance, so we immediately contacted their support team to confirm the coverage. They informed us that treatments for kidney stones — including diagnostic tests, hospitalization, surgery, and post-surgery care — are generally covered under most of their plans, provided the waiting period for pre-existing conditions is over and the treatment is medically necessary. In my uncle’s case, the entire hospital bill was settled cashless, which saved us from a big financial burden.
Based on this experience, I’d recommend checking your specific policy terms and waiting period details, as coverage can vary depending on the plan you’ve opted for.