I am considering undergoing double jaw surgery for a medical condition. Could you please confirm if Niva Bupa Health Insurance covers this procedure, and let me know any specific terms or requirements for the claim?
Coverage for double jaw surgery under Niva Bupa Health Insurance depends on the reason for the procedure and the terms of your specific policy. If the surgery is deemed medically necessary—for example, to treat an injury, congenital defect, or a condition affecting normal jaw function—it may be covered, subject to policy inclusions, waiting periods, and pre-authorization requirements.
However, if the surgery is for cosmetic or aesthetic purposes, it is generally excluded. It’s best to review your policy documents or contact Niva Bupa’s customer care to confirm eligibility and claim procedures.
Diseases that are not covered by Niva Bupa Insurance plans :-
• cosmetics or plastic surgeries excluding treatments required due to accidental injuries.
• Dental treatments , excluding terms and conditions varying as per different health plan.
• Attempt to suicide or self- injury .
• Injuries due to illegal or unlawful activities.