Can I send money through RTGS from Bank of Baroda at any time during the day or night, or is it only available at specific hours?
Yes, RTGS works 24 hours in Bank of Baroda (BOB). I remember doing an RTGS transfer at night once, and it went through smoothly, so yes, you can use it anytime day or night, even on Sundays and bank holidays.
When to use RTGS instead of other methods
| Situation | Best Option | Why |
|---|---|---|
| Sending more than ₹2 lakh | RTGS | Fastest for high-value transfers |
| Sending less than ₹2 lakh | IMPS / UPI / NEFT | No minimum limit, easy to use |
| Want instant transfer | RTGS or IMPS | Both are instant |
| Late night or holiday | RTGS / IMPS | Works 24×7 |
https://bankofbaroda.bank.in/writereaddata/Images/pdf/rtgs-neft-payinslip.pdf