Does SBI offer a good cashback credit card with high rewards on online and offline spending?
If you’re into cashback instead of reward points, the SBI Cashback Credit Card is hands down one of the best. I personally love the fact that it gives 5% cashback on all online spends with no restrictions on specific merchants. That means whether you’re ordering from Amazon, Flipkart, or Swiggy, you’ll earn cashback on everything.
Offline purchases get 1% cashback, which is okay but nothing special. However, a big advantage is that the cashback is automatically credited, so you don’t have to go through the hassle of manually redeeming it.
One downside? The lounge access benefit was recently removed, so if you travel a lot, this might not be the best pick.