Eligibility for HDFC Millennia Credit Card

Credit Cards HDFC
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Who is eligible for a Millennia Credit Card?

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The eligibility for the HDFC Millennia Credit Card is as follows:

  • Salaried Individuals:
    • Age: Minimum 21 years and maximum 40 years.
    • Income: Gross monthly income of ₹35,000 or more.
  • Self-Employed Individuals:
    • Age: Minimum 21 years and maximum 40 years.
    • Income: Income Tax Return (ITR) of ₹6 Lakhs or more per annum.
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I asked a bank representative about the eligibility to apply for HDFC Millennia Credit Card and he told me that for me(a salaried person) eligibility is that age must be between 21 to 40 Yrs, Net Monthly Income should be more than ₹35,000.
For my brother who is self employed he said that age must be between 21 to 40 Yrs, and the annual income reported in the ITR should be more than ₹6 lakhs.

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Eligibility for HDFC Millennia Credit Card

• Nationality:

You must be an Indian national.

• Age Requirement:

Applicants should be between 21 and 40 years of age.

• Income Criteria for Salaried Individuals:

Net monthly income should be above ₹35,000.

Income Criteria for Self-Employed Individuals

You should have an Income Tax Return (ITR) showing an annual income of more than ₹6,00,000.

• Additional Checks:

The bank may also review your credit history and supporting documents before approval.

For more details, you can visit the official