Examples of co-branded cards and their reward structures?

Credit Cards
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Hello!
When I was speaking with my bank representative, he mentioned something called a co-branded credit card. Since I’m new to credit cards, I’d really appreciate it if someone could explain what credit cards are. It would be helpful if you could also share some examples to make it easier to understand.

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Hey!
So Co- branded cards are the cards that are launched in the collaboration with brands. They are issued through a partnership between a bank and a brand( e-commerce, airline or clothing brand).
Some examples of Co- branded credit cards are-

** Some popular Co- branded Credit Cards-**

1.) Amazon ICICI bank credit card-
Collaboration of Amazon and ICICI. This card has no joining fee and annual fee. It gives 5% cashbacks on transactions made at amazon for prime members and 3% on non-prime members. 2% cashback on transacting at over 100 Amazon Pay merchant partners on using this card on Amazon Pay and 1% cashback on all other payments.

2.) Flipkart Axis Bank Credit Card-
A co-branded credit card launched through a collaboration between Flipkart and Axis Bank. This card comes with a joining and annual fee of ₹500, which is waived on spending ₹2 lakh annually. It offers 5% cashback on Flipkart and Myntra, 4% cashback on preferred merchants like Swiggy, PVR, and Cleartrip, and 1.5% cashback on all other eligible spends. It also includes welcome benefits worth ₹1,100 and complimentary lounge access at select domestic airports.

3.)Indian Oil Axis Bank RuPay Credit Card-
A co-branded credit card launched in partnership between Indian Oil and Axis Bank. This card is designed to offer value on fuel spends and comes with a joining and annual fee of ₹500, which is waived on annual spends of ₹50,000. It offers 4% value back (as reward points) on fuel purchases at Indian Oil outlets, 1% fuel surcharge waiver, and 1% cashback on online shopping.

4.) Swiggy HDFC Bank Credit Card-
A co-branded credit card launched in collaboration between Swiggy and HDFC Bank. This card comes with a joining and annual fee of ₹500, which is waived on spending ₹2 lakh in a year. It offers 10% cashback on Swiggy orders including food delivery, Instamart, Dineout, and Genie services. Additionally, users get 5% cashback on online shopping platforms like Amazon, Myntra, and Nykaa, and 1% cashback on all other eligible spends. The cashback is credited as Swiggy Money and can be used for future purchases on the Swiggy app.

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