What will happen to cardholder existing Cashpoints earned in the Millennia?
The existing CashPoints earned on the HDFC Millennia Credit Card will remain valid and can still be redeemed as per the usual process. However, it’s important to note:
- CashPoints will not expire unless specified otherwise by the bank.
Ensure you redeem them before any changes to the rewards program (e.g., annual resets or policy updates).
After they are earned, your CashPoints are good for a year.
If you have an active Millennia credit card, you can use your cash points to:
Payment of credit card bills (₹1 per CashPoint)
Bookings for hotels and flights through the HDFC SmartBuy platform Airmiles and gift cards (₹0.30 per CashPoint)
In the event that your card is closed or cancelled:
Upon closing, CashPoints will be immediately lost. Before the card is closed, redeem them!
If Your Card Is Upgraded or Downgraded: Your CashPoints may be moved to a different HDFC card if you upgrade or downgrade (according to HDFC restrictions). Before switching, always get confirmation from customer service.