Features of HDFC Millennia Credit Card

Credit Cards HDFC
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What are the key features of the Millennia Credit Card?

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Key Features of HDFC Millennia Credit Card:

  • 5% Cashback on Amazon, Flipkart, Swiggy, Zomato & more.
  • 2.5% Cashback on other online spends.
  • 1% Cashback on offline spends & wallet reloads.
  • Quarterly Rewards: ₹1L spend = ₹1,000 voucher or airport lounge access.
  • 1% Fuel Surcharge Waiver (₹400-₹5,000 transactions).
  • Annual Fee: Waived on meeting spending criteria.
  • Eligibility: ₹35K+ monthly salary or ₹6L+ annual income.
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:white_check_mark: 1. Cashback Benefits:

Amazon, Flipkart, Swiggy, Zomato, Tata Neu, and more well-known brands provide a 5% cashback.

  • 1% cashback on all other purchases (apart from rent, wallet loads, and petrol).
  • CashPoints, which can be used to pay for flights, hotels, merchandise, or statement balances, are credited as cashback.

:white_check_mark: 2. Lounge Access:- 4 complimentary domestic airport lounge visits** per year (1 per quarter).

:white_check_mark: 3. Contactless Payments

:white_check_mark: 4. Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions ₹400 to ₹5,000.
:white_check_mark: 5. Easy EMI Conversion: Convert transactions above ₹2,500 into EMI at attractive interest rates.

:white_check_mark: 6. Annual Fee & Waiver: ₹1,000 + GST annual fee, waived on spending ₹1 lakh annually.

:white_check_mark: 7. Welcome Benefits: ₹1,000 worth of CashPoints on spending ₹30,000 within 90 days of card activation.