Hello guys! For many of us, AmazonPay ICICI gets rejected upon application.
There is one way where you will most probably be successful in getting the card:
- Get any card from ICICI : I had HPCL Super Saver that I got from college, but you can try getting either Sapphiro LTF through Alumni Offer, if you are a graduate from a top university, or otherwise get a basic ICICI Platinum Credit Card)
- Now, go to Amazon app. Make sure your Amazon account has the same phone number as your ICICI account/credit card, and have a decent shopping history on Amazon through that account. Email ID can be different, it’s okay. Being a Prime Member is an advantage.
- Activate AmazonPay Wallet with Full KYC, so that you have good limit. (This will also ensure that you actually get your cashback in this wallet every month)
- Now, Wait for 3-6 months, keep checking your iMobile Pay app every month.
- Mostly, you will get an offer to generate a Lifetime Free Coral RuPay Card. This means you have a significant banking history with ICICI Bank, such that the bank is ready to give you more cards on a shared limit.
- Now, go to Amazon and Apply for the Amazon Pay ICICI Credit Card
- Once it asks you for OTP on SMS, if it asks you to enter your existing ICICI card’s last 4 digits, et viola, you’re in!
- Give them the basic details (they won’t ask you anything much, no kyc, no salary details, nothing, as the bank got it all from you when you applied for the first card)
- Your AmazonPay ICICI Credit Card will get generated in the next hour, and you can get it delivered in post within a week depending on your location and the speed of Blue Dart.
- This didn’t create a cibil enquiry as this newly generated card will share your existing limit!
- Might as well generate the Coral RuPay card later if you don’t have an LTF RuPay card and your usage is minimal…
Do note, the issuance of AmazonPay ICICI card also depends on Pincode and other factors, but this is the easiest way to get this card.
However, even after all this, you don’t get this card, there are alternative cards, that ofcourse restrict the cashback categories and the amount monthly.
- SBI Cashback (999+GST) - 5% upto 5k every month on almost all online websites.
- HDFC Millenia (999+GST) - 5% upto 1k every month on top websites & apps, 5% upto 1k every month on SmartBuy, 1% on all purchases upto 1k every month.
- HDFC Swiggy (499+GST) - 10% upto 1500 on all swiggy transactions (incl. instamart), 5% upto 1500 on top website/apps, and 1% upto 500 on all other spends, but the cashback is in form of Swiggy Money
