I work in private sector and recently shifted to a new city. I want to get a credit card mainly for my fuel and bill payments. What should do I to get HDFC credit card?
Steps to apply for any credit card are pretty simple, here’s how you can apply for a credit card:
- After checking eligibility, income matched spending habits, you identify the suitable card for yourself.
- Major documents required are for proofs regarding Identity, Address and Income. For e.g., Aadhar Card/ PAN Card, Passport, Utility Bill, Salary Slips/ ITR etc.
- If you apply through online site, you just have to select the card, fill application form, upload required documents and submit .
- You can also apply through branch visit, ask for credit card application form, fill out details, you have the benefit of branch representatives assisting you.
- After applying, you have to wait for the bank to approve your application. You may receive call/email to confirm it. If approved, the bank checks your credit score to decide upon credit limit.
- If approved, the bank delivers card to your registered email. You can activate the card easily by following the instructions that come with it.
- Start using your card and enjoy benefits!