Hey everyone! I recently noticed that Kotak Credit Card now allows converting Air Miles to Air India Maharaja Club Points. I have the Kotak Air+ Credit Card and was wondering how exactly this works and if the conversion rate is worth it. Has anyone here tried it yet?
yes, Kotak Mahindra Bank has officially enabled Air Miles conversion for both Kotak Solitaire and Kotak Air+ Credit Cards. This move came after the RBI lifted restrictions on new credit card issuance, and Kotak revamped its rewards ecosystem. Now, frequent fliers with Air India can directly redeem their Kotak Air Miles as Maharaja Club Points, which can be used for flight bookings, upgrades, and exclusive travel perks.
Here’s how it works:
- Kotak Solitaire Credit Card offers a 1:1 conversion ratio, meaning 1 Kotak Air Mile = 1 Maharaja Club Point.
- Kotak Air+ Credit Card offers a 2:1 conversion ratio, meaning 2 Kotak Air Miles = 1 Maharaja Club Point.
The process is simple — log in to your Kotak Rewards portal, choose the Air India Maharaja Club as your partner, and request a transfer. The points are usually reflected in your Maharaja account within 5–7 working days.
If you travel frequently with Air India, this feature is quite rewarding. For example, a Delhi–Mumbai economy flight might cost around 6,000 Maharaja Points, so Solitaire users get better value per mile. However, for casual travelers, it may be smarter to redeem points for hotel or shopping vouchers within the Kotak ecosystem instead.
Comparison Table:
| Credit Card Type | Conversion Ratio | Best For | Transfer Time | Remarks |
|---|---|---|---|---|
| Kotak Solitaire Credit Card | 1 Air Mile = 1 Maharaja Point | Frequent Air India flyers | 5–7 days | Great for travel rewards |
| Kotak Air+ Credit Card | 2 Air Miles = 1 Maharaja Point | Occasional travelers | 5–7 days | Decent, but lesser value |