I am currently a college student and am planning to apply for a student credit card to help manage my expenses and start building my credit history. However, I am curious to know what happens to a student credit card once I complete my graduation. Will the card continue to remain active after I finish my studies, or will I need to convert it to a regular credit card?
You have several options after graduation -
1.) You can upgrade your student credit to a regular card after graduating.
2.)You can keep your student credit card open after graduation as many credit card companies let you keep your student card open for as long as you want.
3.) You can close your student credit card also, but it will impact your credit card.
In case of an upgrade, the bank may automatically upgrade your card, or you may need to request the upgrade directly with the bank.
One of my brothers had student credit card when he was in college, after he graduated and got a job he upgraded his student credit card to regular one and got higher credit limit, better rewards programs, and additional perks.