How are reward points accumulated? Do different types of transactions (shopping, dining, travel) earn different points? How can cardholders redeem their points (e.g., cashback, vouchers, travel bookings, product purchases)? Is there a minimum threshold for redemption? Do reward points expire after a certain period? Are there any restrictions or limitations on their usage?
Reward points can be accrued, depending on the card and type of transaction. Up to 1.5% reward is available on POS retail transactions with the Altura Plus Credit Card.
Ten points are awarded for paying utility bills with the Vetta Credit Card, four points for shopping at supermarkets and department stores, and two points for other purchases.
Gift cards, experiences, travel, statement credits, products, and charitable contributions can all be purchased with redeemed points.
For detailed information on earning and redeeming points, visit the [AU Small Finance Bank Loyalty Rewards Program] (https://aubank.in/personal-banking/loyalty-rewards-program) page.