How do you feel about the redemption options for the reward points you earn on the Kotak Royale Signature Credit Card? I’ve found the options to be a bit limited and not as exciting as some other premium cards. You can redeem points for things like airline tickets, mobile recharges, merchandise, and gift vouchers, but the value of 1 reward point is only ₹0.25. When you compare that to other cards where points are worth more, it feels a bit underwhelming. Plus, the options available for redemption don’t feel as diverse or valuable as I’d like. Have you redeemed points on this card? If so, was the experience worth it, or did you feel the redemption options could be more rewarding?
How do you find the redemption options for reward points for the Kotak Royale Signature Credit Card?
I’ve actually used the redemption options a couple of times, and I’d say the experience is a bit meh. The 1 reward point = ₹0.25 redemption value feels quite low, especially when you consider that some other premium cards offer better value per point. I tried redeeming points for a mobile recharge and a few gift vouchers, and while it’s nice to have these options, they don’t feel like they’re giving me the best bang for my buck.
The fact that you can redeem for airline tickets is cool, but the overall process feels a bit rigid. The options themselves—like merchandise or gift vouchers—are okay, but nothing really exciting. For someone who’s used to cards with more dynamic redemption options, it just doesn’t hit the same way. I’d love to see more flexible options, maybe in the form of cash back or better value in the travel category, but for now, it’s a bit underwhelming. If you’re looking to get the most out of your points, I think other cards might give you more value for the same effort.