How many days does it usually take for PNB to review and approve a credit card application? Is the approval process immediate, or does it require multiple verification steps? What are the different stages of the approval process, such as document verification, credit score check, and income assessment? Does the applicant receive updates at different stages of processing? Does the approval time vary based on the applicant’s profile, such as having a high credit score or stable income? Can delays occur due to incomplete documentation or additional verification needs? Once approved, how long does it take for the physical credit card to be printed and dispatched? Is there an option for tracking the status of the application or delivery of the card?
The speed at which a PNB credit card is accepted depends on a number of factors, including the completeness and accuracy of your application, any supporting documentation, and internal processing delays. While PNB does not disclose the length of time required for approval, applicants’ experiences have varied.
Some have received approval in a few weeks, while others have had to wait longer.
For instance, one application reported that the approval process took almost three months.
Accuracy of the application:
Make sure that all information is correct and complete.
All the required documents are crucial.
Delays in verification, such as scheduling and completing Video Know Your Customer (VKYC) procedures, can extend the timeline.
Tracking Your Application:
To stay informed about your application status, PNB offers several tracking methods:
PNB Genie App: Download and install the PNB Genie App. Use the ‘Track My Application’ feature to monitor your credit card application status.