What is the typical duration for getting a decision on my application?
The processing time for the Axis Bank Atlas Credit Card application usually takes 7 to 10 business days. This timeline starts after the successful submission of all required documents like Adhaar Card and tax statements etc. You will be notified via SMS or email once your application status changes.
The processing time usually ranges between 7-10 days after submitting all the required documents and completion of KYC process.
In some cases, applications may be placed “on hold” due to internal reviews, leading to delays of up to 3-4 weeks.
On the other hand, some applicants have reported receiving approvals and card deliveries within 3-5 days.
Normally you’ll hear back in about 7 to 10 days if everything checks out. But if they toss your file into manual review mode or something’s missing, it can stretch to 3 to 4 weeks easy. What to do? Keep that reference ID handy, stalk the tracker page a bit, and if nothing moves in two weeks, just ring them up.
From what I’ve seen (and from a couple of friends who applied), Axis Bank usually takes about 5–7 working days to process an Atlas Credit Card application if all your documents are in order. Sometimes it’s even quicker if you’re an existing Axis customer.
In some cases, especially if they need extra verification or income proof, it can stretch to 10–15 working days. You’ll normally get SMS/email updates as the application moves through the stages.
So, in short: 5–7 working days is typical, up to 2 weeks if they need more checks.