How much interest is charged on the Bihar student credit card?

I have just completed my Class 12 and am planning to pursue an undergraduate degree. I’d like to know how much education loan I can obtain under the Bihar Student Credit Card Scheme and at what interest rate. Can you please share detailed information on the maximum loan amount,

Under the Bihar Student Credit Card Scheme, eligible students can get financial assistance of up to ₹4 lakh at an interest rate of just 4% per annum to pursue higher education. For girl students, transgender students, and students with disabilities (Divyang), the loan is offered at a concessional interest rate of only 1% per annum.