I don’t remember or have my HDFC Customer ID is there any way to activate NetBanking without it, maybe using my account number, debit card, or registered mobile instead?
Step-by-Step SBI Online Banking When Your Phone Isn’t Linked
Option 1 - Go to Any SBI ATM (fastest way)
Option 2 - Visit Your Local Bank Branch (if you don’t have a debit card)
Option 3 - Use the YONO Lite App (after linking your number)
| Way to Do It | What You Need | Time Needed |
|---|---|---|
| ATM Way (fastest) | • Your SBI debit card • Your phone number |
5 minutes Super Easy |
| Bank Visit (no card needed) | • Your bank book • ID like Aadhaar or PAN • One form |
1-3 days Pretty Easy |
| YONO App (after phone linked) | • Your phone • YONO Lite app • Account info • Text code |
10 minutes Really Easy |
Here’s what you do:
-
Connect your phone at any ATM: Take your debit card to any SBI ATM → put it in → press “Services” → press “Others” → press “Update Mobile Number” → type your phone number → enter the code they send → that’s it! Your phone is now connected and you can start online banking.
-
Go to the bank for help: No debit card. Just go to any SBI branch with your bank book and any ID → tell them you want to connect your phone number → fill out one simple form → give them your papers → wait a few days → then you can bank online.
-
Download the YONO app: Once your phone is connected, get YONO Lite from your phone’s app store (it’s free!) → tap “New User” → pick your phone number → type your account number and CIF number (look in your bank book) → make a username and password → enter the code they text you → agree to their rules → you’re ready!
-
Finding your CIF number: Look in your bank book it’s on the first page. Can’t find your book. Just ask at any SBI branch or call them, and they’ll tell you right away.
-
Making it secure: The app might ask you to make extra passwords for sending money. Just do what it tells you and pick passwords you won’t forget!
Here’s the thing:
- Getting SBI online banking without a connected phone is really doable you just need to connect your phone first. Have a debit card. The ATM way takes just minutes. No card.
- A quick bank visit gets it done in a few days. Once your phone is connected, the YONO app walks you through everything easily.
- When it’s all done, you’ll see your banking page where you can check your money, send payments, pay bills, and do all your banking stuff without going to the actual bank!
