How can ICICI NetBanking be activated for minor account holders? Is the process different, and does it require the guardian’s consent or documents for enabling online access?
Step-by-step how to Set Up ICICI NetBanking for Your Child’s Account
Option 1 - Online with Guardian’s Debit Card (fastest)
Option 2 - iMobile Pay App (guardian managed)
Option 3 - Branch Visit (if online/app fails)
| Option | What You Need | Time |
|---|---|---|
| Online with Guardian’s Debit Card | • Your User ID or account number • Your debit card • Your registered mobile |
5-10 min Super Easy |
| iMobile Pay App | • Your phone • iMobile Pay app • Your User ID or account number • Text code to your phone |
5-10 min Easy |
| Branch Visit | • Child’s passbook or account number • Your ID (Aadhaar/PAN) • NetBanking form |
1-3 days Moderate |
Here’s How It Works:
- You’re the boss:
- Since your kid is under 18, their Young Stars (for little ones up to 18) or Smart Stars (10-18 years) account needs you to handle the NetBanking setup.
- Your child’s account gets connected to your User ID so you can manage it online.
- Good news if you already did all the paperwork when opening the account, you won’t need extra documents for this.
- Online Method:
- Head to icicibank → Click “Login” → Choose “Personal Banking” → Click “Get Started” under “New User” → Enter your User ID or account number.
- Pick “Authenticate Using Debit Card” → Enter your card details and ATM PIN → Type in the code they text you → Make a solid password (8-15 characters with letters, numbers, and symbols) → Connect your child’s account to your NetBanking.
- Phone number stuff:
- Your mobile has to be registered with ICICI for those text codes to work. If they’re not coming through, update it at any ATM → Put in your debit card → More Options → Update Mobile Number → Enter your number → Confirm with the code.
- Or just pop into a branch with your ID and your child’s passbook.
- Branch visit plan B:
- If the online thing isn’t working out, just go to any ICICI branch with your child’s passbook, your ID, and a signed note saying you’re the guardian (if they don’t already have this).
- Fill out their NetBanking form to connect your kid’s account to your login. They’ll get you the login info in a few days.
Bottom Line:
- As a parent, you can get your child’s NetBanking working online or through the app using your own debit card or text verification no extra forms needed if you already did the ID stuff when opening the account!
- If your phone isn’t registered, a quick ATM or branch visit sorts that out.
- Once you’re all set, you’ll see the NetBanking page and be ready to keep an eye on your kid’s money!
Since the Young Stars/Smart Stars account is linked to the parent’s User ID for NetBanking, does that mean I can fully manage my child’s account online without needing any new documents, as long as I completed the paperwork at account opening?