I’m looking for a simple, low-fee credit card with basic rewards. How can I apply for the ICICI Bank Expressions Card, and what are its eligibility and document requirements?
The ICICI Bank Expressions Card is a basic credit card, meant to have simple charges hence easy to use. You can make an online application on the internet on the ICICI bank or through its mobile app, or make an offline application at any of its branches.
Eligibility Criteria:
- Applicant should be resident of India.
- Applicant must be 18 to 60 years of age.
- Be steadily employed (salaried or self-employed), minimum salary is not determined.
- fair credit score of 650 to 700+ is recommended
Steps for Applying:
- Enter the official ICICI Bank website or go through the iMobile app
- Find and choose the Expressions Card.
- To begin, fill in the application form by clicking on the button Apply Now
- Give personal, contact and income/employment information
- Enter the Aadhaar OTP or Do a video call to complete the e-KYC verification in case it is needed
- Submit mandatory documents or decide to submit at your local branch of SBI
- Avoid non verified agents to keep the process valid and secure.
Documents Required
- PAN Card
- Aadhaar Card or a valid address document (Passport, Utility Bill etc).
- Recent Passport Sized Photograph
- Income Proof (latest salary slips or bank statements; ITR for self-employed)
- Valid mobile number linked to Aadhaar (needed for OTP)
Post Application :
The authorization of the card after determining its validity normally takes 5-7 days of working days. One may find out its application status online by checking on the reference number provided when making the application.