I want a credit card that offers combined features of debit and credit in one. How do I apply for the IndusInd Duo Plus Credit Card, and what are the eligibility and document requirements?
The IndusInd Duo Plus Credit Card has the combination of a debit and credit card which is in the form of one card. It suits most people using it because of the flexibility of using it as a debit card at the ATM and as a credit card at spend time. You can either use the bank website (or mobile application) of IndusInd Bank or a branch.
Eligibility Criteria:
- Applicant should be resident of India.
- Applicant must be 18 to 70 years of age.
- Be steadily employed (salaried or self-employed), minimum salary is not determined.
- good credit score of 700+ is recommended
Steps for Applying:
- Enter the official website of IndusInd Bank or go through the IndusInd mobile Banking app
- Find and choose the Duo Plus Credit Card.
- To begin, fill in the application form by clicking on the button Apply Now
- Give personal, contact and income/employment information
- Enter the Aadhaar OTP or Do a video call to complete the e-KYC verification in case it is needed
- Submit mandatory documents or decide to submit at your local branch of SBI
- Avoid non verified agents to keep the process valid and secure.
Documents Required
- PAN Card
- Aadhaar Card or a valid address document (Passport, Utility Bill etc).
- Recent Passport Sized Photograph
- Income Proof (latest salary slips or bank statements; ITR for self-employed)
- Valid mobile number linked to Aadhaar (needed for OTP)
Post Application :
The authorization of the card after determining its validity normally takes 7-10 days of working days. One may find out its application status online by checking on the reference number provided when making the application.