I am going on an international trip, and wish to purchase travel insurance over the Internet. The choices are too numerous, and I have no idea on how to make the right choice of policy and what to consider. Is there a way I can purchase the international travel insurance in India online?
International travel insurance is sold online in India and it is fast, paperless and convenient. It provides protection on medical emergencies, cancellation of trips, lost baggage and others. This is how to pick and purchase the correct plan:
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Choose a Trusted Travel Insurance Provider or Comparison Platform
Go through the websites such as Policybazaar, ACKO, Niva Bupa, HDFC ERGO, ICICI Lombard, or Tata AIG. Premiums, coverage limits and benefits can be compared in a snap using these. -
Secure Your Bus Booking Before Buying Travel Insurance
Give your travel dates, destination, age and duration of staying. In case of multi country tours, make sure that all the destinations are covered. -
Compare Travel Insurance Plans Based on Coverage and Price
Seek the policies that provide:
Hospitalization expense (minimal 100,000 USD)
Crisis repatriation and evacuation
COVID-19 cover
during trip Trip cancellation, delay, and baggage loss
24h/7 Worldwide support -
Customize Travel Insurance to Match Your Trip Needs
Choose such add-ons like:
Adventure sports include
Travel cover of home burglary
Pre-existing disease coverage (when it exists) -
Review Travel Insurance Policy Terms and Inclusions Carefully
Review the exclusions, the claims procedure, statement of co-payment and network lists of hospitals. Ensure that the insurance company provides overseas claims opportunities that do not involve the use of cash. -
Make Secure Online Payment to Complete Insurance Purchase
Make payment through UPI, cards or net banking. The policy is given immediately and sent via email.
Yes, you can easily buy international travel insurance online from India. Many insurers offer it directly on their websites, and you can also compare plans on platforms like Policybazaar, Coverfox, or ACKO. Just enter your travel dates, destination, age, and basic health info to get quotes and pick what suits you best.
When choosing a plan, make sure it covers medical emergencies, trip cancellations, baggage loss, and passport issues. For places like the US or Canada, go for higher medical cover since healthcare is costly. Also check if the plan offers cashless hospital access and 24x7 support.
Buy the policy before your trip starts and keep both digital and printed copies with you during your travels.