I want to check whether I’m eligible for a loan, but I don’t know where that option is in the HDFC Mobile Banking app. How do I check my loan eligibility?
I’ve checked my own loan offers on the HDFC app earlier, so I know the process is actually very quick.
How to Check Loan Eligibility in HDFC Mobile Banking App
You can see if you qualify for a personal loan, top-up loan, or other loan types directly inside the HDFC Mobile Banking app. The app instantly shows pre-approved offers or lets you check eligibility manually.
Steps to Check Loan Eligibility
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Open the HDFC Mobilebanking app and login using credentials.
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Tap on the menu and select loans.
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Choose the loan type and if a pre-approved offer is also available, the eligible amount will appear instantly.
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If not then tap on the check eligibility option and fill all the basic details like income, job type and required amount.
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The app will show whether you are eligible.
Common Eligibility Factors Evaluated by HDFC
| Factor Checked | Details |
|---|---|
| Income | Monthly salary or business income |
| Credit Score | Higher score (700+) increases chances |
| Existing EMIs | Checked to ensure repayment ability |
| Account History | Your past relationship with HDFC |
| Employment Type | Salaried or self-employed |
| Age Criteria | Usually between 21 and 60 years |