I have a Canara Bank current account that I don’t really use anymore and maintaining it feels unnecessary. Does anyone know the exact procedure to close a Canara Bank current account? What documents are required, do I need to visit the branch, and are there any charges?
My Canara Bank current account turned into this annoying monthly bill that just kept coming. Every month they’d grab their fees from an account I never used anymore. After watching this happen for way too long, I finally got mad enough to do something about it.
Figured I could just close it online like everything else these days. Wrong again. Canara Bank apparently thinks we still live in the stone age where you have to show up in person for everything.
| The Mess I Walked Into | What Really Happened |
|---|---|
| Had to Actually Go There | Took half a day off work because they don’t trust the internet for closures |
| Hunting for Ancient Papers | Tore my house apart looking for that old passbook and checks I forgot I had |
| Getting Robbed on the Way Out | They wanted 500 bucks just to let me leave, plus random fees from nowhere |
| Waiting Forever | One week became three weeks of me calling and asking if they remembered me |
| Cleaning Up Their Mess | Spent hours killing auto-pays and telling everyone my account was dying |
What It Cost Me
650 rupees total after they invented every fee they could think of. Nothing like paying someone to stop taking your money.
The Only Good Parts
Calling first meant I brought the right stuff. Going during lunch meant fewer people ahead of me. That reference number was the only proof they actually did anything.
What I Really Think
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Banks act like your best friend when you sign up but treat you like a deadbeat when you want out. The whole thing felt like breaking up with someone who won’t give your stuff back.
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At least those monthly charges finally stopped bleeding my other account dry. Sometimes you just gotta pay the ransom and escape.
