I have a Bank of Baroda savings account that I no longer wish to maintain. Is it possible to close a Bank of Baroda savings account online, or do I need to visit the branch? What is the procedure, documents needed, and are there any charges?
My Bank of Baroda savings account became this annoying monthly bill I never asked for. Every single month they’d grab their fees from an account I forgot existed. After six months of this robbery, I’d had it.
Thought I could just hop online and kill the account in five minutes. Nope. These people still think it’s 1995 and you need to show up in person like you’re applying for a passport.
| The Nonsense I Dealt With | Reality Check |
|---|---|
| Driving to Their Branch | Wasted my entire lunch break because apparently the internet doesn’t work for closures |
| Digging Up Old Junk | Tore apart my closet looking for that ancient passbook and checks I never touched |
| Paying to Get Dumped | They had the nerve to charge me 280 bucks just for letting me escape |
| Lies About Timing | One week my foot - took them two weeks and three phone calls from me |
| Doing Their Homework | Spent forever calling work to switch my direct deposit and killing subscriptions |
The Damage Report
320 rupees total after they tacked on every little fee they could think of. Like paying someone to stop punching you.
The Few Things That Actually Helped
Calling ahead meant I brought the right papers the first time. Going mid-afternoon saved me from standing behind twenty people. That reference number they gave me was the only thing that kept them honest about actually doing it.
My Honest Take
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Banks love you when you sign up but treat you like a criminal when you want out. The whole circus reminded me why I do everything online now whenever humanly possible.
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Those monthly charges finally stopped eating my other account alive. Sometimes you gotta cut the cord even when they make it painful on purpose.
