After making a big purchase on my HDFC credit card, I want to convert it into EMI through the Mobile Banking app. Where can I find the EMI conversion option?
I was wondering how to manage big purchases, so I explored the HDFC app’s EMI conversion feature.
How to Convert HDFC Credit Card Purchases to EMI
Converting your credit card purchases to EMI helps you pay in smaller monthly installments. Here’s how to do it:
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First you need to open the HDFC Mobilebanking app and login using your credentials.
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Then go to the credit cards section and select your card.
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Now tap on the convert to EMI or EMI options.
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Choose the transaction which you want to convert and select the tenure and view interest rate.
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Confirm the EMI Setup. Here your monthly installment amount will be displayed.
Benefits of HDFC Credit Card EMI Conversion
| Feature | Benefit |
|---|---|
| Flexible Payments | Break big purchases into small, easy monthly installments. |
| Interest Transparency | Shows interest rate and total amount you will pay before you confirm. |
| Quick Setup | You can convert eligible transactions to EMI instantly in the app. |
| Multiple Tenure Options | Choose EMI duration that matches your budget. |
| Track EMIs | View and manage all your active EMIs in the app. |