I have a Bank of Baroda account but I no longer wish to use net banking services. Can someone explain how to deactivate Bank of Baroda net banking? Do I need to visit the branch, submit a request form, or is there any online option available?
Trying to shut off Bank of Baroda net banking when you’re done with it became this whole ordeal that nobody prepared me for. You’d expect some simple “disable” button on their website, but apparently that’s asking too much from a bank in 2024.
What BoB Actually Makes You Do
| Step | What Really Happens | The Frustrating Part |
|---|---|---|
| Branch Hunt | Drive to your home branch | Online deactivation doesn’t exist |
| Form Hunt | Ask for net banking closure papers | Staff acts like you’re speaking alien |
| ID Parade | Show Aadhaar, PAN, passbook | They verify everything three times |
| Write Letter | “Please turn off my net banking” | Like we’re back in the 1990s |
| Submit Paperwork | Hand everything over | Pray they don’t lose your stuff |
| Grab Receipt | Take tracking slip | Your only proof this happened |
| Wait Forever | 3-5 days supposedly | Mine took over a week |
Bank Logic That Makes No Sense
They claim it’s all about security to make sure it’s really you making the request. Fair enough, but then why can you sign up for the same service online in five minutes without any verification?
What to Actually Bring
Your Aadhaar card, PAN card, and that massive passbook they gave you when you opened the account. The counter staff will figure out the rest once you explain what you want.
Real Timeline Expectations
They say 3-5 working days but don’t count on it. My SMS confirmation came after eight days, and I started wondering if they actually did anything.
Stuff They Don’t Mention
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Your regular bank account keeps working normally. They’re only killing the internet banking access, so ATMs, mobile banking, and branch visits still work fine.
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You can always reactivate net banking later if you change your mind, but you’ll go through the same annoying process again.
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Calling ahead to check if they have the right forms in stock saves you from driving there only to find out the person who handles this is out sick.
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The whole thing feels ridiculously outdated, but at least once you accept there’s no modern solution, the actual steps are pretty simple.
