How to Earn & Redeem Reward Points with HDFC SmartBuy

[Anshul]

All HDFC credit card users who enjoy reward benefits are overlooking extra point potential by not leveraging HDFC SmartBuy. Using HDFC SmartBuy represents a convenient method for collecting additional reward points by spending money on daily activities and shopping and taking trips.

How to Earn Reward Points

You need to navigate to purchases through HDFC SmartBuy’s platform before using the retailers Amazon, Flipkart, or travel portals. You can gain reward points from 1X to 10X through this particular method based on your credit card. Cardholders who possess Infinia or Diners Club Black can obtain the maximum rewards but Regalia cardholders also receive notable benefits.

How to Redeem Reward Points

You can exchange reward points accumulated through HDFC SmartBuy for any of the following options:
Travelers can save money on reservations by booking flights and hotels at the platform.

• Amazon and Flipkart vouchers for shopping
  The discount serves as cashback to reduce your credit card payment.
  The exclusive gift and merchandise options available for redemption

The highest payoff occurs when you use reward points for travel reservations instead of selecting the cashback option. Each point will deliver greater value to you when you use this method.

The SmartBuy system gives you an effortless opportunity to increase your savings. You should always check SmartBuy before any purchase since it offers incentive rewards equal to your planned transaction.

[chirag]

Have you ever thought about how many extra reward points we might be missing out on simply because we don’t channel our purchases through the right platform? It turns out, many HDFC credit card users are overlooking a golden opportunity by not using HDFC SmartBuy.

[subrahm]

Through SmartBuy you begin your shopping or travel reservations then continue at locations such as Amazon, Flipkart or your designated travel websites. HDFC provides different credit cards which enable customers to receive reward points through an earning multiplier from 1X through 10X. Cardholders who possess either an Infinia or Diners Club Black card will receive the highest possible reward multiplier. Buyers holding Regalia credit cards receive rewarding benefits along with other card members.