I am planning to file my Income Tax Return and need my HDFC Home Loan Interest Certificate. How can I get this certificate from HDFC Bank for ITR purposes?
If you have a home loan with HDFC Bank, you can easily obtain your Home Loan Interest Certificate, which is required for claiming deductions while filing your Income Tax Return (ITR).
1. Through HDFC Net Banking
• Log in to your HDFC Net Banking account.
• Navigate to Loans → Home Loan → Interest Certificate / Tax Certificate.
• Select the financial year for which you need the certificate.
• Download the certificate in PDF format.
2. Through HDFC Mobile App
• Open the HDFC Bank Mobile Banking App.
• Go to Loans → Home Loan → Tax / Interest Certificate.
• Select the relevant year and download your certificate.
3. By Visiting the Branch (Optional)
You can also request a physical copy at your home loan branch if required.
Official Link
For more details and to access your HDFC Home Loan Interest Certificate online, visit the official HDFC page:
Why You Need This Certificate
• Required to claim tax deduction on home loan interest under Section 24(b) of the Income Tax Act.
• Helps in accurate ITR filing and avoiding notices from the tax department.