How to hack SC Ultimate Card’s rewards system for max benefits worldwide?

The SC Ultimate Card gives reward points on every spend, but how can you maximize its benefits globally?

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To hack Standard Chartered Ultimate rewards you must concentrate spending in premium categories which yield more points per dollar or per currency spent including travel, luxury shopping, and foreign transactions. Indians earn ~3.3% value for every ₹150 spent, and the best value from the redemptions is by redeeming for flights, hotels, or premium brands. Convert points to airline miles for international travel with lower-cost business class tickets. Steer clear of low-value redemptions, such as statement credit. Stay Away From Cash Redemptions.