I prefer paying my loan EMI online, but I’m not sure where the EMI payment option is in the HDFC Mobile Banking app. How do I pay my EMI online?
I recently paid my loan EMI using the HDFC app, and I found it really convenient to do it anytime without visiting the branch.
How to Pay Loan EMI Online Using HDFC Mobile Banking App
Paying your loan EMI through the HDFC app is quick and safe. You can pay using your savings account or linked cards.
Steps to Pay Loan EMI
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Open the HDFC Mobilebanking app and login using credentials.
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Go to the menu and select loans from the list.
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Choose the loan account for which you want to pay the EMI.
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Make the payment and enter payment amount.
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Select the account from which the payment will be made.
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After that confirm the details and authorize the pay using MPIN or OTP.
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You will get a confirmation once the EMI is successfully paid.
HDFC Loan EMI Payment Options
| Payment Option | Details |
|---|---|
| Savings Account | Direct debit from your HDFC account |
| Debit Card | Pay EMI instantly using your HDFC debit card |
| UPI | Use your linked UPI ID for EMI payment |
| Auto-Debit | Set up standing instruction for automatic monthly EMI deduction |
| Partial Payment | Some loans allow paying more than EMI to reduce principal faster |