I hold an ICICI Wealth Debit Card, and I want to reset the PIN without visiting the branch. How can I do this online, and what requirements do I need to meet?
Resetting the PIN for an ICICI Wealth Debit Card is a straightforward process as the bank has enabled multiple digital channels. The entire procedure can be completed via internet banking or the iMobile app, provided your card is active and your mobile number is linked to your account.
Eligibility for ICICI Wealth Debit Card PIN Reset
One of my friends had to reset his Wealth Debit Card PIN after forgetting it during a trip. He said the only thing the bank checked was whether his mobile number was correctly registered for OTP validation. There were no other conditions, and as long as the card was active, he could proceed.
Online Process for ICICI Wealth Debit Card PIN Reset
I personally used internet banking to reset my Wealth Debit Card PIN. After logging in, I went to the “Cards & Loans” section, selected my debit card, and clicked on “Generate PIN.” The system asked for OTP verification, and once I entered it, I could set a new PIN instantly. The whole process barely took five minutes.
Documents Required for ICICI Wealth Debit Card PIN Reset
My colleague went through the iMobile app route, and he recalled that no physical documents were needed. However, the app requested Aadhaar-linked mobile OTP and debit card details (last six digits and expiry date). He mentioned that having his Aadhaar-linked number active was crucial, as without it the PIN reset couldn’t go through.
Timeline for ICICI Wealth Debit Card PIN Reset
I read on a finance forum that most users were able to reset their PIN in real time. The new PIN becomes active immediately, and it can be used for both online and ATM transactions right after the reset. The only exception occurs if the card has been blocked due to multiple incorrect attempts — in such cases, reactivation might take up to 24 hours.
