I need to submit Form 15G/15H to avoid TDS, but I prefer doing it online, where can I upload or submit these forms inside the HDFC Mobile Banking app?
I remember submitting Form 15G online once because I wanted to avoid TDS on my FD interest, and the process was much simpler than I expected.
How to Submit Form 15G/15H in HDFC Mobile Banking App
You can submit Form 15G (for individuals below 60) and Form 15H (for senior citizens) directly through the HDFC Mobile Banking app to avoid TDS deduction on FD interest.
Steps to Submit Form 15G/15H
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Open the HDFC Mobilebanking app and go to the menu.
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Now tap on deposits and select Form 15G or Form 15H.
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Choose the form which you want to submit.
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Check your personal and pan details properly.
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Confirm the declaration by ticking the checkbox.
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Now all you need to do is submit the form and you’ll get an on-screen confirmation after successful submission.
Basic Difference Between Form 15G and 15H
| Form Type | Who Can Submit | Age Requirement | Purpose |
|---|---|---|---|
| Form 15G | Individuals with low taxable income | Below 60 years | To request no TDS on interest income |
| Form 15H | Senior citizens | 60 years or above | To avoid TDS when income is below taxable limit |