How to use hdfc payzapp wallet

Just installed the HDFC PayZapp app and created my account. I see there’s a “wallet” feature in it, but I’m a bit confused about how to actually use it for day-to-day stuff like recharges, bills, or even shopping.

Do I need to load money into the wallet first? Can I link my HDFC account or card directly instead? Also, how do refunds or cashback work—do they go to the wallet or my bank?

Its a grate thing you discovered the payzapp wallet.It make life so convenient
Here’s
How to Load Money into HDFC PayZapp Wallet

1. Open the App
– Launch the HDFC PayZapp app on your phone
– Make sure you’re logged in with your registered mobile number

2. Go to the Wallet Section
– Tap on the “Wallet” icon or section on the homepage
– You’ll see your current wallet balance

3. Tap on “Add Money”
– Select the “Add Money” or “Top Up” option
– Enter the amount you want to load (e.g., ₹500 or ₹1000)

4. Choose Payment Method
– Pick from:
• HDFC Debit Card
• HDFC Credit Card
• Other bank debit/credit cards
• Net Banking (for some banks)

5. Confirm and Authenticate
– Complete the payment using OTP or card PIN
– Once done, the amount will instantly reflect in your wallet

6. Done
– You can now use this balance for recharges, bill payments, credit card dues, etc.

I am also attaching some of bank link for Charges

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