So let me tell everyone how can they use it as an example:
Suppose you spent ₹20,000 on hotels in a particular month using your HSBC Premier Credit Card.
Here is how the rewards add up:
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Hotel spends earn 36 points for every ₹100.
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On ₹20,000 spend → you earn 7,200 HSBC points.
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Transfer these to Accor (1:1 ratio) → 7,200 Accor points.
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Each Accor point is worth about ₹1.8 → total value = ₹12,960.
So a hotel spend of ₹20,000 effectively gives you ₹12,960 worth of Accor value, which is about a 65% return.
And since HSBC allows you to redeem 100% of your points (unlike HDFC or IDFC which cap usage at 70%), you can use the entire value towards your next stay.