I recently came across the ICICI Bank Mine Premium Card—it’s described as a customizable cashback/lifestyle card with accelerated benefits on key brands and complimentary lounge access. Does it require referral or invitation? What are the eligibility norms, application steps, and how smooth is the process?
I read at one of the finance forums that one should recheck the requirements of eligibility before an application. I also made sure that everything was in order before I proceeded with the application of approximately one month ago.
ICICI Bank Mine Premium Card Eligibility Criteria:
-
He or she must be a citizen of India and aged 21-60 years
-
Salaried customer of ICICI bank: at least 2.4 lakh rupees per year; non ICICI customer: 3.6 lakh rupees per year
-
Applicants that are self employed: who have earned at least 3.6 lakh per year
-
The range of credit score of 750-900 is preferred in order to go through with ease of approval
-
You do not have to be referred or invited
-
Consistency of income and continuity at the job may be assessed
How to Apply for the ICICI Bank Mine Premium Card Online:
-
Check pre-approved offer by going through ICICI net banking or iMobile app under credit cards section
-
In case that is possible, they should choose the Mine Premium option and press “Apply Now”
-
Submitting such information as PAN, the mobile number, occupation, and income
-
Verify and complete e-KYC in case asked or perform the video KYC by scanning the QR code at Aadhaar OTP verification screen
-
The application should be submitted along with the required documents that should be uploaded
-
Wait to get approval- immediate approval is feasible on clean profiles; else the checks take place over the next few days
Documents Required for ICICI Bank Mine Premium Card:
when applying online, they requested the following:
- PAN Card
- Aadhaar Card (id and address proof)
- The two recent payslips
- Last 3 months Bank statement
- A digital upload of one passport size photograph.
Approval Process and Card Delivery for ICICI Bank Mine Premium Card:
Confirmations in the documentation were made a day after and it took a span of 2 working days to be approved
Physical card reached in less than 6 days time once approved and Application status could be tracked in the website under your mobile number or application ID