Starting July 1, 2025, ICICI Bank will increase transaction fees, interest rates, and payment default charges. Some services that were previously free may now attract fees.
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Could you share more details on which services will start attracting fees and how much the interest rates are increasing?
I recently heard that ICICI Bank has revised its credit card charges, and since I use one of their cards regularly, I’m a bit concerned. Could you please share what the revised charges are and how they might affect cardholders like me?
I completely get why this change would catch your attention recently, ICICI Bank has updated its credit card policies, and those of us who use these cards regularly want to understand exactly how it impacts us.
What’s Changed?
Starting July 1, 2025, ICICI Bank has revised service charges on various card-related transactions. This includes fees for ATM withdrawals, IMPS transfers, cash deposits/withdrawals, demand drafts, and debit card services.
While most of these changes affect general banking transactions, they also extend to credit and debit card services—so it’s wise for cardholders to stay informed about the updated fee structure.
Why This Matters to You
If you frequently use your credit card at ATMs, make IMPS transfers, or handle cash at branches, these updates may change your costs. Even if you’re not using these specific services often, it’s smart to understand what your card now includes in terms of fees.
Want the Official Breakdown?
You can get the most accurate and updated information straight from ICICI Bank’s own webpage detailing the changes