Guys, my dad’s insurance agent is pushing ICICI Pru Signature ULIP hard—says it’s the best 80C + wealth combo. I already have a term plan and an ELSS SIP.
Why Should an Indian Millennial Put Their First ₹5k SIP into an ICICI ULIP Instead of a Plain Mutual Fund
If you’re already maxing 80C with PF and need one lazy, tax-efficient, goal-based wrapper (kid’s college 2035, world trip 2040),
ICICI ULIP is a neat Swiss-army knife. Just remember the 5-year lock-in and the fact that market risk is on you—so choose your fund mix like you choose your crypto allocation: with both eyes open.