IDFC FIRST Bank launched IndiGo credit card

What are the benefits and features of recently launched IDFC First Bank Indigo credit card. What are the rewards does this card offers? What are the annual charges and joining charges?

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IDFC FIRST Bank and IndiGo have joined hands to launch a new credit card. The Indigo IDFC FIRST Dual Credit Card comes with two cards Mastercard and Rupay under a single credit limit.

Joining and Annual Fees-

  • IndiGo IDFC FIRST Dual Credit Card comes with a joining fee of ₹4999 + GST
  • Annual fee (payable from the second year onwards) of ₹4999 + GST.

But if you choose to go for the FD-backed variant you can get the card without paying any joining fee.

Joining benfits-

  • Voucher of 5000 IndiGo BluChips.

  • A complimentary IndiGo meal voucher.

  • Welcome benefits are available only for those who pay the joining fee. They are not available for the FD-backed variant of the card.

Other Benefits-

  • Three months complimentary EasyDiner prime membership worth ₹1095.

  • Postcard hotels stay voucher worth ₹3000.

  • One-time exclusive benefits are applicable to both the joining fee variant and the FD variant of the card.

  • Spend ₹1 lakh within 90 days of card issuance and earn a voucher of 3000 IndiGo BluChips.

Rewards-

  • You can earn six IndiGo BluChips on every ₹100 spent on flights booked on the IndiGo website and mobile app.

  • You get three IndiGo BluChips on every ₹100 spent on other categories.

  • You can get 0.5 BluChips on every ₹100 spent on UPI on credit card spends.

  • You can earn 0.5 IndiGo BluChips on insurance, rent, utility and wallet spends as defined by the network’s MCCs (Merchant Category Codes).

Other Features-

  • The new credit card also offers a forex mark-up of 1.49%.
  • Air accident insurance of ₹1 crore, personal accident cover of ₹10 lakh, and lost card liability cover of ₹50,000.
  • Trip cancelation cover up to ₹25,000 per year (two claims/year).