If you’re a frequent international traveller seeking a credit card that aligns with your travel lifestyle, the IndusInd Bank Avios Visa Infinite Credit Card offers a compelling set of features. Designed with an international jet-setter in mind, this ultra-premium metal card brings flexibility, exclusive travel benefits, and the power to earn Avios—the reward currency of Qatar Airways Privilege Club and British Airways Executive Club.
Here’s an in-depth and balanced review to assist you in determining whether this travel credit card is for you.
Key Features at a Glance
Select Your Airline Loyalty Programme: Select either Qatar Airways Privilege Club or British Airways Executive Club.
Avios Earning Potential: Receive up to 6 Avios for every INR 200 spent, with higher earnings at specially chosen international destinations.
Welcome Bonus: Receive 20,000 Avios as a welcome bonus, credited within 15 days of payment of fees.
International Travel Benefits: Offers meet-and-greet, concierge services, airport transfer discounts, and international travel cover.
Contactless Technology: Chip-enabled card with instant, secure tap-and-pay convenience.
Advantages of the IndusInd Bank Avios Visa Infinite Credit Card
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Customized Travel Rewards Programme
The card provides you with the unique freedom to opt for either Qatar Airways or British Airways loyalty schemes. Ideal for flyers loyal to either of these airlines or their corresponding world networks (oneworld alliance). -
Steep Earning Rates at Popular Destinations
Get 6 Avios on every INR 200 spent on your preferred global destination, great for regular travelers. You’ll also receive 5 Avios on every INR 200 spent in bookings done on Qatar Airways and British Airways websites or apps. -
Big Welcome Bonus
The card rewards you with 20,000 Avios as a welcome gift, bringing tremendous value from the beginning—particularly if you use miles frequently to pay for long-distance trips or upgrades. -
Premium Travel Services
Get to indulge in luxurious benefits like:
25% discount on airport fast-track immigration
20% discount on airport limo transfers
Free concierge and elderly help
International travel insurance and reduced foreign currency markups at popular destinations
These perks make the travel experience much more worthwhile.
- Metal Card with Premium Design
The stylish metal card fascinates individuals who appreciate aesthetics and uniqueness in their investment tools.
Drawbacks of IndusInd Bank Avios Visa Infinite Credit Card
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Complexity in Reward Structure
As much as the Avios earning structure is lucrative, it’s a bit complicated and might need close monitoring of categories and destinations to garner maximum rewards. -
Inconsequential Domestic Emphasis
For users who have majority spend and travels domestic to India, the value proposition of the card reduces. All benefits and top Avios earn rates are associated with international travel. -
No Avios on Fuel Purchases
Fuel spends are not eligible for Avios earnings, which is a disadvantage for those who want to maximize rewards on day-to-day spends. -
Limited Rewards
Avios are acquired only up to the given credit limit in every billing cycle, which may not allow high spenders to maximize rewards in a single cycle. -
No Lounge Access Mentioned
Interestingly, the card does not indicate airport lounge access, a usual feature in most travel credit cards, which may be disappointing for regular flyers.
Who Should Get This Card?
The IndusInd Bank Avios Visa Infinite Credit Card is most appropriate for:
Frequent flyers across the globe
Loyal British Airways or Qatar Airways travelers
Customers seeking high-end services such as concierge, fast-track immigration, and airport transfers
Heavy spenders with the ability to maximize international expenditures and milestone Avios rewards
Final Verdict
The IndusInd Bank Avios Visa Infinite Credit Card provides good value for regular international consumers who can maximize the Avios system efficiently. The option to pick your preferred airline loyalty programme and destination is a big plus. Though the card has premium benefits and global rewards, its value proposition is weaker for local users or for those who do not travel much.